Have You Ever Thought About Early Retirement?

Bill Kinder, ChFc

Early retirement, as an option for you, may have become more affordable due to “The Affordable Care Act”. Many people like you, have hesitated to think about early retirement due to health insurance costs. With the advent of the ACA, depending on your monthly retirement income need, there may be subsidies available to drastically reduce what you have to pay for health insurance.

IMPORTANT, if you make withdrawals from your IRA or 401k plan in excess of your monthly income need, without the advice of a knowledgeable income planner, you could face significant additional taxation and possible recovery of part of the government subsidy that funded your health insurance costs.

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